I'm well into my 30s
& for years, I've simply put-off buying a home of my own for various
reasons - chiefly, I just didn't want to deal with the painstaking process of
securing financing & then of course, there's finding that perfect home.
But one day I woke-up this past February & for no reason at all,
decided this would be the year I finally put myself on-track
toward homeownership.
Since that time, I've
taken several home buying & competitive market courses, selected a
real estate agent, secured pre-approval from a lender, set aside money for
estimated closing costs & have recently been touring
properties that have grabbed my attention. I don't have a whole lot of
amenities or features on my must-have list, but the few I've come-up with have
significantly lowered the number of viable properties available to me.
Still, I've indeed been
seeing the types of homes I'm looking for hit the market over the spring
& summer, so I'm fairly confident I'll get an offer accepted
& be able to close by the fall or early winter, when the
market is a little less competitive. Early on, I was discouraged by what I saw
out there, but things have definitely picked-up in terms of inventory, so I'm
certainly gonna hold-out for the perfect home, not just settle for
something with an attractive list price.
I'd be a liar if I said
this entire process hasn't been entirely consuming though... no matter
what I'm doing, home shopping never seems to be far from my mind. Quite
frequently, I find myself immersed in online home listings
at work, watching house hunting shows on HGTV at home &
driving through desirable neighborhoods while out & about.
One thing's for
certain, I'm gonna breathe SUCH a sigh of relief once I'm done with the
forthcoming inspections, appraisals & document signings - just put
the house keys in my hand already & be done with it, lol.
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